Real Estate Mortgage Broker in Los Angeles California

We are dedicated to being the best Residential and Commercial Real Estate Mortgage Lender and Broker Company in Los Angeles California

We Strategize Your Mortgage Loan Programs, Not Just Run Your Name Through a System

At IEI Realty and  Mortgage, we do the leg work so that you don’t have to bother. This means going through the complex mortgage programs on the market while evaluating the loans program and terms suitable for you. With banks, you are stuck with an order taker who literally runs your info through a system, we ensure that we package your loan thoughtfully and respective to your goals.
 

Conventional Loans Programs 

IEI provides  conventional mortgage loans which is not insured or guaranteed by the federal government, which makes it vary from programs like  USDA, VA and FHA. These flexible loan programs allow borrowers to get lower rates and commonly avoid PMI or mortgage insurance that involves a higher down payment.

 

FHA Loans and First Time Home Buyer Programs 

A common and popular loan, the Federal Housing Administration (FHA) mortgage is managed by the Department of Housing and Urban Development (HUD), which is a division of the federal government. These type of loans are most popular with first-time homebuyers because of the low down payment option, FHA loans are available to all types of borrowers.

  

Financing and Mortgage

Types of Refinance Options Available

Common Refinance FAQ’s

What is a Rate and Term Refinance? 

This is the most common type of refinance program, where the original loan amount is paid off and replaced with a brand new loan with a new rate and group of terms. This type of refinance is ideal for those home owners that are looking to lower their mortgage rate or change loan programs to fit their ideal need.

What is a Cash Out Refinance? 

If you own a home and you’re in need of cash, a cash-out refinance might be the solution to leverage your home’s value to take advantage of the cash you need.  It involves pulling out equity from your house, which resulting in a higher loan balance be cause of the cash out. Ideally, homeowners can pull out cash and get  a lower interest rate all at the same time to counter act the higher loan balance. Usually home owners use this cash to renovate their homes, lower debt and pay off credit cards, use it for family emergencies or something that will help their situations. 

 

ServicesCommercial Property Real Estate Mortgage Brokerage in Los Angeles California

Types of Mortgage Loans Offered in Los Angeles

We are a Los Angeles based mortgage brokerage serving California.
  • First Time Home Buyers
  • Bank Statement Home Finance
  • Commercial Loans
  • Home Improvement
  • Rehab/Construction & Investments
  • Cash Out Home Lending
  • FHA Loans/ VA Lending
  • Hard Money Finance
  • Home Equity Lending
  • Second AKA 2nd Mortgage Lending
  • Jumbo Home Loans
  • Reverse Mortgage Loans
  • Home Purchase Finance
  • Home Refinance Lending
  • Home Equity Loans

Mortgage Loans Programs in California

IEI Realty and mortgage fancy ourselves in treating our clients like humans and not just another number waiting to be served. That is the prime difference from us and any other bank, we are people based.  We have often helped clients with out of the unique financial Situations that requires more experience than what traditional banks offer.   Our prime goal is to establish a long-lasting trust and relationships with each of our clients so that we may continue to offering our mortgage service for years to come.  

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